Thanks, all, for your time & efforts adding to the article & comments, especially Dave urging requesting both General Liability AND Worker Compensation insurance certificates to protect from real & fraudulent liability--from my experience especially in California, where insurance fraud is a popular income thief, even causing car collisions to collect.
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I’ll bring up Erick Gatcomb again, because he’s been a sounding board helping me deal with whatever the future holds: “Don’t see this as a failure; see it as 27 years of success. So many businesses don’t make it that far,” he consoled. If we’ve helped you out in some way, made a difference in your life, helped you place an article, sell a product, get more work, figure out what’s the right brush or roller, or put a smile on your face with some bad joke or other, then our mission was accomplished. If there’s anything I’ve learned over these 27, it’s that success doesn’t equal happiness so much as happiness equals success.
These are some fantastic questions to ask and I particularly like the one that is concerned about safety for the painters. After all, if you have a large home and you’re hiring them to paint the exterior of that home then they’ll likely be on scaffolding. Because of that, you need to make sure that the contractor not only provides appropriate safety training, but has the correct liability insurance as well.